Not all 100% profit split offers work the same way. Some firms offer it on the first tranche of earnings (e.g., the first $10K or $25K), then revert to 90%. Others require traders to hit cumulative profit milestones before unlocking the full split. A few reserve 100% only for elite-tier accounts or premium add-ons. Apex Trader Funding, The5ers, Funded Trading Plus and E8 Markets stand out as Best 100% Lifetime Profit Split Prop Firm.
Best 100% Lifetime Profit Split Prop Firm
Apex Trader Funding (ATF) is one of the most commercially successful retail prop firms in the futures space. Founded in 2021 and headquartered in Austin, Texas, the firm has distributed over $598 million in payouts since launch — one of the highest verified payout totals in the industry. For traders specifically hunting a 100% profit split structure, Apex delivers one of the clearest and most unconditional versions of that promise: you keep 100% of the first $25,000 earned per funded account, and 90% of everything beyond that. No milestones, no premium tiers, no add-ons required.
Apex uses a single-step evaluation model — a significant advantage for traders who dislike multi-phase challenges. There is no daily loss limit on full accounts, which gives traders considerably more breathing room during volatile sessions compared to most Forex-focused prop firms. The evaluation is based on a trailing max drawdown model, with the exception of the $100K Static account, which uses a fixed $625 maximum drawdown threshold.
Platform choice affects reset costs and tooling, but all platforms provide access to the same account sizes and profit targets.
The 100% split applies per account, not per trader globally. This means if you run multiple Apex accounts (which the firm permits), each account individually generates its first $25,000 at 100%. After the sixth payout on any account, traders also receive full profit payouts with no additional conditions. This structure makes Apex particularly attractive for traders who want to run a multi-account scaling strategy.
Apex processes payouts within 8 trading days. The firm has a verified track record of large payouts — including a single-day payout of $2,552,800.50 in April 2025 and a $608,000 payout to a single trader in December 2024. Average monthly payouts have exceeded $15 million as of late 2025.
Apex is designed for futures traders with a systematic, rules-based approach who value:
It is not the right fit for forex or crypto traders, or anyone who wants CFD or equity market access.
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Rating: 9.1/10 Apex Trader Funding is the strongest choice for futures traders who want a genuine, unconditional 100% profit split on initial earnings with a clean, single-step evaluation. The multi-account model and high payout verification record make it one of the most commercially reliable prop firms currently operating.
Best 100% Lifetime Profit Split Prop Firm
The5ers (stylized as “The 5%ers”) has been operating since 2016, making it one of the more established firms in the funded trader space. Unlike firms that offer 100% as an immediate or per-tranche perk, The5ers structures its 100% split as the destination of a structured scaling journey. Traders who reach the top tiers of the firm’s three program tracks — Hyper Growth, High Stakes, and Bootcamp — unlock 100% profit splits alongside accounts that can scale to $4 million in capital.
This makes The5ers the most appropriate choice for traders who are building a long-term funded trading career rather than optimizing for a single fast payout.
Hyper Growth: Entry-level track. Profit split starts at 50% and scales to 80%, eventually reaching 100% at upper tiers. Account sizes run from $5K to $20K at entry. Drawdown is capped at 5% max in evaluation and 4% once funded. Best for newer traders building discipline.
High Stakes: Mid-tier track with 10% absolute max loss and 5% daily drawdown. Profit split ranges from 80% to 100%. Account sizes from $2.5K to $100K. This is the most balanced program for intermediate traders who want higher split rates without the full complexity of scaling from scratch.
Bootcamp: The premium track. Up to 100% profit split from eligible tiers. Accounts start at $20K, $100K, or $250K. Drawdown is managed with a stricter framework, and minimum profitable days are required. Best for experienced traders with a verified edge who want access to maximum capital and maximum split simultaneously.
The5ers uses a doubling model: each time a trader hits a defined profit target, the account balance doubles. At the top of the scaling path, traders can manage up to $4 million in capital with a 100% profit split — a combination that no other firm on this list replicates at that capital level.
An additional edge: The5ers allows payouts starting from the evaluation stage itself. Most firms only allow payouts after passing and receiving a live funded account. This one feature significantly reduces the cost of challenge fees for traders who are already profitable during evaluation.
The5ers is built for:
It is not suitable for traders looking for instant 100% splits, futures-only strategies, or those who want fast evaluation cycles without a structured scaling commitment.
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Rating: 8.7/10 The5ers is the best long-term prop firm for forex traders who are serious about building a trading career with a path to $4M in capital and 100% profit retention. The evaluation-stage payouts are a genuine differentiator. The 100% split is a destination, not a starting point — which is either a strength or a limitation depending on your time horizon.
Best 100% Lifetime Profit Split Prop Firm
Funded Trading Plus (FTP) is a UK-based prop firm that offers one of the clearest milestone-based paths to a 100% profit split in the Forex and CFD space. The structure is transparent and linear: traders begin at an 80% split, move to 90% after generating 20% simulated cumulative profit, and unlock the full 100% split after hitting 30% simulated cumulative profit. For experienced traders with consistent monthly returns, this milestone can be reached within a few months — making the 100% split more accessible than at firms like The5ers.
The firm also stands out for its payout speed: a 3-day payout cycle with 48-hour processing is among the fastest in the industry for the capital sizes it offers.
The FTP milestone system works on simulated cumulative profit relative to the starting account balance:
For experienced traders, FTP also offers the ability to start at a higher split immediately via a checkout add-on — bypassing the early milestone requirement. This is a meaningful feature for traders with a proven track record who don’t want to leave money on the table during the early funded period.
FTP’s weekly payout schedule with 48-hour processing makes it one of the fastest payout cycles for a forex prop firm at this account size tier. Traders can access earnings quickly without waiting for bi-weekly or monthly settlement windows. This alone makes FTP attractive to scalpers and intraday traders who are generating consistent smaller profits rather than sporadic large gains.
From a base funded account of up to $200,000, traders can scale to $2,500,000 through FTP’s progression system. The scaling is conditional on maintained performance, and the 100% profit split carries forward at scale — meaning a trader managing $2.5M in capital at the 100% split level retains every dollar of profit generated within the simulated environment.
An additional day-one boost: traders can increase account capital by 25% immediately at checkout, giving them extra buying power from their first trading session.
FTP is a strong fit for:
Not ideal for: Futures traders, crypto-native strategies, or traders who need immediate 100% splits without milestones.
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Rating: 8.5/10 Funded Trading Plus offers one of the most transparent and achievable paths to a 100% profit split in the forex prop space. The weekly payout cycle and the option to buy your way to a higher initial split are genuine differentiators. For consistent forex traders generating 5–10% monthly returns, the 100% split tier is realistically accessible within one to two quarters.
Best 100% Lifetime Profit Split Prop Firm
E8 Markets (also operating as E8 Funding) positions itself as the most customizable evaluation platform in retail prop trading. Unlike any other firm on this list, E8 allows traders to configure their evaluation at checkout — choosing their market (Forex, Futures, or Crypto), assessment type (1-step, 2-step, or 3-step), drawdown percentage, and profit split percentage. The 100% profit split is not gated behind milestones or scaling tiers; it is a selectable option from the start, making E8 the most direct path to 100% for traders who can absorb a slightly higher challenge fee.
E8’s configurable checkout is its defining feature. At the time of purchase, traders select:
This level of configurability is unique in the industry. It means a scalper who wants fast funding, maximum split, and high drawdown tolerance can configure exactly that — rather than choosing from a fixed set of pre-built programs.
Beyond the configurable standard programs, E8 operates a Hot Seat / Elite Trader program. After completing 16 successful rewards and achieving 40% total profit, traders unlock Elite Trader status. Benefits include:
This makes E8 the only firm on this list that combines a scalable 100% split path with explicit monthly bonuses for elite performers — an incentive structure closer to institutional prop desk compensation than retail funded trading.
E8 is the broadest in terms of asset class coverage among the top 4 firms reviewed here:
This makes E8 the default recommendation for traders who operate across multiple asset classes or want the flexibility to shift strategies without switching firms.
E8 offers on-demand payouts — one of the most trader-friendly payout models available. There is no fixed waiting period between requests; traders can request withdrawals as their strategy generates profits. This is a significant advantage for active traders running multiple positions with frequent profit realization.
E8 is best for:
Not ideal for: Traders who want the simplest possible evaluation (the customization can overwhelm new traders), or those who need a firm with the longest operational track record.
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Rating: 8.4/10 E8 Markets is the most flexible prop firm for traders who want immediate access to a 100% profit split without waiting for scaling milestones. The configurable evaluation, multi-asset coverage, and on-demand payout system make it the right fit for experienced traders who know exactly what trading conditions they need. The Elite Trader program is one of the most attractive long-term incentive structures in retail prop trading.
The “best” 100% profit split prop firm depends entirely on your asset class, timeline to unlock the maximum split, and how you prioritize payout speed vs. maximum capital size. All four firms have verified payout histories and clear rule sets — the decision is about fit, not quality.
Choosing a prop firm purely on the basis of a 100% profit split headline is a mistake. The number only matters when the conditions behind it are realistic for your trading style. Apex Trader Funding delivers the cleanest version of the promise — immediate, unconditional, per account — but only for futures traders.
The5ers rewards patience with the largest capital ceiling in this group. Funded Trading Plus is the pragmatic choice for consistent forex traders who want fast weekly payouts and a milestone that is genuinely achievable within months. E8 Markets is the only firm here that lets you configure your own evaluation and buy into the 100% split from day one across multiple asset classes.
At Apex Trader Funding, yes. The 100% split applies per account, so traders running multiple funded accounts each earn 100% on the first $25,000 of that individual account’s profits. This is one of the reasons multi-account strategies are popular with Apex traders specifically.
Potentially, yes. Challenge fees, monthly subscription fees, reset fees, platform fees, and processing fees on withdrawals can all reduce the effective net return even on a 100% split. For example, Topstep uses a subscription-based evaluation model where monthly fees continue during the funded stage. Always calculate total cost of participation — not just the split percentage — when comparing firms.
For beginners, Funded Trading Plus offers the most approachable entry point — a clear milestone path, affordable challenge fees starting at $119, weekly payouts, and a straightforward rule set. Apex Trader Funding is also beginner-friendly on the futures side due to its single-step evaluation and no daily loss limit structure, though it requires familiarity with futures markets specifically.

