PANews reported on October 16th that according to CoinDesk, Visa released a report titled "Stablecoins: Beyond Payments – The On-Chain Lending Opportunity." The report redefines decentralized finance as "on-chain finance," aiming to make decentralized credit more institutionally accessible in the GENIUS Act era. It also outlines how banks and private credit funds can integrate into this system. Visa envisions institutions becoming liquidity providers for programmable lending protocols, with Visa providing data, compliance, and infrastructure services. Its well-known brand and reliable channels are expected to attract trillions of dollars in institutional capital. The white paper signals Visa's shift from cryptocurrency experimentation to institutional infrastructure development. Since 2020, the "on-chain finance" market has issued over $670 billion in stablecoin loans, with lending reaching a new high in mid-2025. This demonstrates that stablecoins have become a pillar of the automated credit market, capable of continuous operation and instant settlement. Visa's strategy in on-chain finance resembles traditional finance: it does not issue tokens or directly fund loans, but rather engages in technology-based businesses without lending risk.PANews reported on October 16th that according to CoinDesk, Visa released a report titled "Stablecoins: Beyond Payments – The On-Chain Lending Opportunity." The report redefines decentralized finance as "on-chain finance," aiming to make decentralized credit more institutionally accessible in the GENIUS Act era. It also outlines how banks and private credit funds can integrate into this system. Visa envisions institutions becoming liquidity providers for programmable lending protocols, with Visa providing data, compliance, and infrastructure services. Its well-known brand and reliable channels are expected to attract trillions of dollars in institutional capital. The white paper signals Visa's shift from cryptocurrency experimentation to institutional infrastructure development. Since 2020, the "on-chain finance" market has issued over $670 billion in stablecoin loans, with lending reaching a new high in mid-2025. This demonstrates that stablecoins have become a pillar of the automated credit market, capable of continuous operation and instant settlement. Visa's strategy in on-chain finance resembles traditional finance: it does not issue tokens or directly fund loans, but rather engages in technology-based businesses without lending risk.

Visa says it hopes to build infrastructure for lending in "on-chain finance"

2025/10/16 19:05
1 min read

PANews reported on October 16th that according to CoinDesk, Visa released a report titled "Stablecoins: Beyond Payments – The On-Chain Lending Opportunity." The report redefines decentralized finance as "on-chain finance," aiming to make decentralized credit more institutionally accessible in the GENIUS Act era. It also outlines how banks and private credit funds can integrate into this system. Visa envisions institutions becoming liquidity providers for programmable lending protocols, with Visa providing data, compliance, and infrastructure services. Its well-known brand and reliable channels are expected to attract trillions of dollars in institutional capital. The white paper signals Visa's shift from cryptocurrency experimentation to institutional infrastructure development. Since 2020, the "on-chain finance" market has issued over $670 billion in stablecoin loans, with lending reaching a new high in mid-2025. This demonstrates that stablecoins have become a pillar of the automated credit market, capable of continuous operation and instant settlement. Visa's strategy in on-chain finance resembles traditional finance: it does not issue tokens or directly fund loans, but rather engages in technology-based businesses without lending risk.

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