Stablecoin Regulation Gains Momentum as White House Adds Banks to Talks

The White House is preparing to host a new round of discussions that will again center around stablecoins. The meeting is scheduled to take place on Tuesday, February 10.

For the first time, the meeting will include representatives from the banks as well as the crypto industry. This shows that there is a growing interest in the US to figure out the role that stablecoins should play in the US.

The previous discussions had been mostly staff-level discussions, and policymakers, as well as crypto-focused individuals, had been leading these discussions.

However, on February 7, 2026, as mentioned in the reporting by journalist Eleanor Terrett, even though the discussion will be staff-level, the inclusion of bank representatives will mark a significant step forward. It will also mark the growing importance of regulating stablecoins in the overall financial system in the United States.

Also Read | Severe Crypto Restrictions in China Shake Global Markets

Banks Enter the Stablecoin Yield Conversation

A major topic that is expected to be discussed in the meeting includes the development of yield-bearing stablecoin products.

These are financial products that allow their holders to receive returns on their dollar-based digital assets. As they fall under the realm of payment systems, banking regulations, and security laws, their regulatory environment is complex and contentious.

Likely, crypto advocacy groups will continue to push for a clear framework that enables innovation and creates a practical safety net. Banks, on the other hand, are expected to raise issues of risk, fairness, and equality under current rules.

Working with both groups could help bridge the gap between their perspectives, although it could also serve to illustrate how far there is to go.

However, no immediate policy changes are expected, and the move by the White House involving banks in the talks is regarded as a major step towards offering more guidance.

From the point of view of the cryptocurrency market, the move indicates that stablecoins, particularly those with yields, are now a primary concern for the US authorities.

Also Read | Why July Is PENGU’s Most Profitable Month: +128% Rally Sets the Benchmark