DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69168 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The Future of Bitcoin BTC Income: EarnMining App Offers Stable Daily Rewards

The Future of Bitcoin BTC Income: EarnMining App Offers Stable Daily Rewards

EarnMining , a fast-growing name in digital finance, has officially launched a new BTC -based mobile earning app that redefines what it means to earn cryptocurrency passively. Turn Your Smartphone Into a Passive Income Powerhouse EarnMining’s novel mobile platform allows anyone, anywhere, to earn daily returns in BTC using only a smartphone. The app offers a seamless experience with user-friendly controls, a fully automated profit system, and no complicated setup required. Users can activate contracts and begin earning immediately, bypassing the traditional barriers of mining hardware or blockchain expertise. This solution is perfect for crypto newcomers, busy professionals, or anyone seeking hands-off income streams. Start Earning in Three Easy Steps Anyone can get started with EarnMining’s platform in just a few minutes: 1. Register at https://earnmining.com Sign up and receive a $15 bonus . Instantly begin earning up to $0.60 per day , with no deposit required 2. Choose a Mining Contract Select from several USD-pegged earning plans. Funds can be deposited in crypto and automatically converted to USD for price stability. 3. Activate and Earn Once active, the system begins earning immediately. Users receive daily income, with withdrawal available once the balance hits $100, or reinvest to grow further. Why Choose EarnMining Over Competitors? Unlike many platforms that require large investments or complicated onboarding, EarnMining stands out by offering: Zero Barrier to Entry – start earning immediately, no purchase necessary. Verified Security – top-tier protection with enterprise-grade partners. User-Centric Design – mobile-first platform made for real people, not just tech experts. Transparent Operations – clear pricing, easy withdrawals, and no hidden terms. Returns – providing daily income to millions of users around the world. Key Features That Set EarnMining Apart EarnMining has built more than just another crypto app. It delivers unmatched simplicity, reliability, and performance. Here are the standout features driving its rapid global adoption: Fully Automated Earning System Activate a plan and let the system handle everything – from asset conversion to real-time mining. Multi-Crypto Payouts Withdraw earnings in Bitcoin (BTC), Ethereum (ETH), XRP, Solana (SOL), Dogecoin (DOGE), Litecoin (LTC), Tether (USDT), USD Coin (USDC), and more. Eco-Conscious Infrastructure All operations run on renewable energy, ensuring sustainability and environmental responsibility. Advanced Security Protocols Integrated with McAfee® and Cloudflare®, the app offers strong protection against threats, fraud, and unauthorized access. Final Thoughts: Crypto Earning, Simplified As crypto continues to evolve, so must the ways people access its benefits. EarnMining has eliminated the complexity and risks once tied to mining and made earning digital assets as easy as downloading an app. From students saving for the future to global investors building diversified portfolios, the new BTC-powered EarnMining app provides a gateway to passive income – securely, sustainably, and smartly.

Author: CryptoNews
Hong Kong Monetary Authority Releases Stablecoin Licensing Framework – CBDCs Coming Soon?

Hong Kong Monetary Authority Releases Stablecoin Licensing Framework – CBDCs Coming Soon?

The Hong Kong Monetary Authority (HKMA) announced Tuesday that it has officially launched its long-anticipated licensing regime for stablecoin issuers, with new guidelines set to come into effect on August 1. The latest update shows Hong Kong’s intention to regulate the growing stablecoin sector, offering clarity for market participants while reinforcing investor protection and financial integrity. New Guidelines Define Regulatory Path The HKMA published two sets of documents: the “Guidelines on the Supervision of Licensed Stablecoin Issuers” and the “Guidelines on Combating Money Laundering and Counter-Terrorist Financing.” These were accompanied by summary notes detailing licensing application procedures and transitional provisions for existing issuers. Institutions interested in applying must contact the HKMA by August 31 to receive early-stage feedback, with a submission deadline of September 30 for those ready to proceed. Compliance Requirements and Market Conduct Stablecoin issuers operating in or marketing to Hong Kong must now comply with the new Stablecoin Ordinance. The HKMA has warned that misleading claims regarding licensing status could result in criminal penalties. The Authority has not granted any licenses as of July 29, and the public is advised to verify any issuer’s credentials through the HKMA website before transacting. Transitional Period and Industry Readiness The transitional framework allows existing stablecoin issuers time to align with the new rules. Issuers already active in the market are expected to gradually bring their operations into compliance. The HKMA has positioned the licensing process as ongoing, encouraging applicants to demonstrate full preparedness before submitting materials for review. The HKMA is also actively shaping a regulatory framework for stablecoin issuers with a focus on risk mitigation, consumer protection, and financial system integrity. The HKMA is developing a regulatory framework for stablecoin issuers to mitigate risks, enhance user protection and safeguard financial stability, so as to unlock the potential of digital asset and foster its development in Hong Kong. 🔒🪙💡 pic.twitter.com/nU3DZ9eCvZ — HKMA 香港金融管理局 (@hkmagovhk) July 26, 2024 By introducing a clear licensing regime, the HKMA said it intends to make sure that only well-governed, transparent, and properly capitalized players can operate in the space. Beyond protection, the framework also reflects Hong Kong’s ambition to lead in regulated digital finance. With robust guardrails in place, the city can attract quality innovation, support institutional engagement, and strengthen its reputation as a global financial hub. Hong Kong Declares Unlicensed Stablecoin Promotions a Crime Last week, Hong Kong said it will soon make it illegal to market unlicensed stablecoins to the public, as the city tightens controls ahead of the rollout of a long-anticipated regulatory framework . The move comes as authorities seek to cool market euphoria and protect retail investors from hype and fraud in the digital asset space. Eddie Yue, chief executive of the HKMA, issued a warning on Wednesday, just days before the city’s Stablecoins Ordinance comes into effect on August 1. Is a CBDC the Next Step? Ultimately, this licensing initiative lays the groundwork for broader digital currency adoption, including potential central bank digital currencies (CBDCs). The HKMA’s strategy is clear: responsible innovation, backed by strong oversight, is key to unlocking the benefits of digital money while minimizing its risks. While the current focus is on private stablecoins, this regulatory rollout could be a precursor to broader digital currency ambitions. Hong Kong has been actively exploring central bank digital currencies (CBDCs), both at the wholesale and retail levels.

Author: CryptoNews
Asia’s stablecoin future: Local stablecoins aren’t just an option, they’re a necessity | Opinion

Asia’s stablecoin future: Local stablecoins aren’t just an option, they’re a necessity | Opinion

A stablecoin pegged to the local fiat currency removes the need for currency conversions, offering a far more accessible solution for daily transactions.

Author: Crypto.news
Two years have passed since the inscription craze. Will BTCFi lead the Bitcoin ecosystem bull market again?

Two years have passed since the inscription craze. Will BTCFi lead the Bitcoin ecosystem bull market again?

Author: Tiger Research Compiled by AididiaoJP, Foresight News Summary Bitcoin's capital base is vast but underutilized. BTCFi will change this: With over 14 million BTC currently idle, Bitcoin lacks the

Author: PANews
Trump-backed World Liberty Financial pumps ETH stack to $296 million

Trump-backed World Liberty Financial pumps ETH stack to $296 million

World Liberty Financial (WLFI), the Donald Trump-backed DeFi firm, has picked up another batch of ETH, extending its buying spree as prices push higher. According to data shared by Lookonchain on July 29, WLFI has purchased an additional 256.75 Ethereum…

Author: Crypto.news
DeFi Development announced an increase of approximately 180,000 SOL tokens, bringing its total holdings to approximately 1.18 million.

DeFi Development announced an increase of approximately 180,000 SOL tokens, bringing its total holdings to approximately 1.18 million.

According to CoinDesk, the listed company DeFi Development announced on July 29 that it had increased its holdings of SOL by 181,303 from July 21 to July 28, with an

Author: PANews
Ethereum: A Decade of Narrative Metamorphosis

Ethereum: A Decade of Narrative Metamorphosis

Authors: Ada and David, TechFlow At 3:26 PM on July 30, 2015, Ethereum's first block was successfully mined. With this genesis moment, known as "Frontier," came an ambitious prophecy: the

Author: PANews
Solana BAM Block Assembly Market Analysis: When Speed Is No Longer the Only Quest

Solana BAM Block Assembly Market Analysis: When Speed Is No Longer the Only Quest

Solana is fast enough, and its trading volume is high enough. But is that really enough? When we examine those transactions, a persistent question remains: Are they truly creating

Author: PANews
pump.fun's daily revenue falls below $300,000 for the first time since September 2024

pump.fun's daily revenue falls below $300,000 for the first time since September 2024

According to PANews on July 29, citing DEFILLAMA data from DEGEN NEWS, pump.fun's revenue on July 28 was approximately $293,000, marking the first time its daily revenue has fallen below

Author: PANews
From fair launch to the capital market for attention, Web3 AI's primary market is undergoing major changes.

From fair launch to the capital market for attention, Web3 AI's primary market is undergoing major changes.

Author: 0xJeff Compiled by: Tim, PANews In just one quarter, the Web3 AI sector has shifted directly from a fair launch model (Virtuals) to a medium-sized, medium-sized FDV strategy (i.e.,

Author: PANews