DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69014 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
PANews June 2025 columnist influence and column article popularity rankings released

PANews June 2025 columnist influence and column article popularity rankings released

The PANews TOP 5 influential columnists and TOP 10 column article popularity rankings for June 2025 (hereinafter referred to as the "double rankings") were released today. We conducted a comprehensive

Author: PANews
Most crypto sectors rose, while BTC and ETH fluctuated in a narrow range

Most crypto sectors rose, while BTC and ETH fluctuated in a narrow range

PANews reported on July 4 that according to SoSoValue data, affected by factors such as the unexpected non-agricultural data in June, most of the crypto market sectors maintained a slight

Author: PANews
DeFi Development acquires 17,760 SOL for $2.72 million to expand its holdings and staking strategies

DeFi Development acquires 17,760 SOL for $2.72 million to expand its holdings and staking strategies

PANews reported on July 4 that according to Coindesk, DeFi Development Corp. (NASDAQ: DFDV) acquired 17,760 SOLs for $2.72 million, bringing its total holdings to approximately 640,585 SOLs and related

Author: PANews
No crypto wins in Trump’s ‘big beautiful bill,’ but market eyes liquidity boost

No crypto wins in Trump’s ‘big beautiful bill,’ but market eyes liquidity boost

Trump's massive budget won the approval of the House, and may boost crypto markets despite no direct pro-crypto measures.

Author: Crypto.news
This crypto under $0.002 could hit $1 and make people rich before Cardano touches $3 again

This crypto under $0.002 could hit $1 and make people rich before Cardano touches $3 again

As ADA stalls under $3, LILPEPE races ahead with Layer 2 utility and under-$0.002 pricing that could explode in this bull run. #partnercontent

Author: Crypto.news
Telegram’s blockchain developer joins unicorn ranks at $1b valuation

Telegram’s blockchain developer joins unicorn ranks at $1b valuation

The Open Platform’s billion-dollar milestone marks a maturing moment for the TON ecosystem, which is leveraging Telegram’s 900M users to make crypto as seamless as texting. With $28.5 million fresh funding, TOP is betting big on blockchain’s mass-market moment. On…

Author: Crypto.news
BoE Governor Warns Stablecoin Boom Could Undermine Monetary Trust – Central Banks on Alert

BoE Governor Warns Stablecoin Boom Could Undermine Monetary Trust – Central Banks on Alert

Key Takeaways: BoE Governor Andrew Bailey said the definition of a reserve currency is shifting, now centered on liquidity and safety rather than convertibility. He warned that stablecoins could weaken monetary trust if widely adopted outside regulatory frameworks. Bailey called on central banks to reassess their role amid payment innovation and cross-border liquidity risks. Bank of England Governor Andrew Bailey cautioned that emerging digital forms of money, including stablecoin, could introduce risks to the financial system if not properly regulated. According to remarks published on July 3 from Bailey’s speech at the Andrew Crockett Memorial Lecture, the concept of a “reserve currency” has evolved over time and now depends less on a fixed monetary anchor and more on the presence of secure, liquid assets such as U.S. Treasuries and the provision of contingent liquidity by central banks. Stablecoin Growth May Disrupt Financial Trust He noted that the use of reserves has shifted from backing currency convertibility to preserving financial stability in the face of capital flows. “First, at least for the large economies, it could be asked today, what is the point of official reserves?” he said. He argued that in current conditions, reserves serve to support liquidity in moments of stress, not to manage currency pegs. Bailey added that any changes in the structure of money, such as the introduction of private stablecoins, should be monitored closely for potential effects on monetary trust and the “singleness of money.” “If, for instance, stablecoins emerge as a new form of money, we have to decide how to ensure the singleness of money and therefore trust in money in this world, and what role the notion of reserve currency should play here,” he said. The Monetary Policy Committee voted by a majority of 6-3 to keep interest rates at 4.25% Find out more: https://t.co/rcGJUYFkWZ pic.twitter.com/VkO9vZyjgS — Bank of England (@bankofengland) June 19, 2025 Bailey Flags Risks to Monetary Unity He framed these developments as a challenge for central banks, especially if stablecoin gains widespread use outside regulated frameworks. Bailey said future work should focus on defining the role of reserve currencies in systems where new payment technologies may bypass traditional oversight. Bailey emphasized the adaptive nature of the reserve currency concept and the need for clarity in how these terms are applied in future monetary systems. Some regulators are warning that uncoordinated adoption of stablecoins could lead to fragmented monetary systems. Without shared rules, private tokens might circulate outside central oversight, weakening policy tools and complicating cross-border financial stability measures. Interoperability is also under review. Authorities are assessing how stablecoins can maintain consistent value while meeting legal and risk standards. This includes deciding whether such instruments should be treated as part of the official monetary system or kept in separate frameworks. Frequently Asked Questions (FAQs) What does Bailey mean by the “singleness of money”? He refers to the idea that all money used in an economy should be interchangeable at face value and backed by a common framework. Multiple forms of money without unified standards could compromise this trust. What role do central bank swap lines play in reserve currency status today? Swap lines and repo facilities provide liquidity backstops that reinforce the dollar’s reserve currency role, especially in stressed conditions, replacing gold or pegged exchange rates from earlier systems. Is there any precedent for privately issued money disrupting state monetary systems? In the 19th century, U.S. banks issued their own notes, leading to instability and prompting the creation of a national currency framework. Stablecoins raise comparable risks in a digital context. Could stablecoins be integrated into official reserves? It’s theoretically possible, but they would need to meet high standards for security, liquidity, and legal clarity. Most current stablecoins do not meet these thresholds.

Author: CryptoNews
In 2025 USD saw the worst performance since 1973. What challenges does the American dollar face these days?

In 2025 USD saw the worst performance since 1973. What challenges does the American dollar face these days?

The dollar had the worst start of the year since 1973, analysts say. Its value against other fiat currencies drops as the world’s confidence in the U.S. policies declines. What challenges does the American dollar face these days, and what…

Author: Crypto.news
Unlock Crypto Mining with Dogecoin, ETH, XRP to Start a Life of Luxury

Unlock Crypto Mining with Dogecoin, ETH, XRP to Start a Life of Luxury

With the price of Bitcoin about to break through $110,000, the cryptocurrency market is experiencing an unprecedented bull market momentum. Industry experts emphasize that cloud mining has entered a golden age, providing unparalleled passive income opportunities. Hashj is a world-renowned cloud mining platform that combines compliance (licensed by the Swiss Financial Market Supervisory Authority (FINMA)) with cutting-edge artificial intelligence mining technology to bring continuous daily returns. Since BTC broke through the $100,000 mark, Hashj’s new registered users have surged by 400%, with institutional investors accounting for 45% of total users. What Is Hashj Cloud Mining? HashJ cloud mining is an innovative digital currency mining model that allows ordinary investors to easily participate in the mining of cryptocurrencies such as Bitcoin without purchasing expensive mining equipment. Users only need to rent computing power on the HashJ platform to enjoy the cloud computing services provided by professional mining farms. The platform is responsible for complex links such as mining machine operation and maintenance and power supply, and investors can obtain stable mining income every day. The biggest advantage of this model is zero threshold, high efficiency and stable returns. Compared with traditional mining, which requires a large amount of money to purchase mining machines, pay high electricity bills and maintenance costs, HashJ cloud mining allows users to participate with only a small amount of money and is not restricted by geographical location. The platform adopts the industry-leading AI computing power scheduling system to ensure the optimal allocation of computing power resources. At the same time, all mining farms use clean energy, which is in line with the global carbon neutrality trend. Why Hashj Stands Out Hashj redefines cloud mining and provides a seamless high-yield experience for novices and experienced investors. Hashj has more than 200 mining facilities around the world, using 100% renewable energy to ensure maximum profitability while minimizing environmental impact. Hashj is trusted by 15 million users and guarantees transparency, security and top returns. Safety and Sustainability Come First Hashj is committed to environmentally friendly mining and responds to global carbon neutrality initiatives. Each mining operation is supported by institutional-grade security protocols to ensure asset security and continuous profitability. Why Choose Hashj? ✔ Elite Miners – Equipped with the latest Bitmain and MicroBit hardware for optimal efficiency. ✔ Fully Regulated – Licensed in Switzerland since 2019, serving millions of users under government-backed compliance. ✔ New User Bonus – Sign up now to get: ✔ $100 Experience Bonus ($18 cash + $100 Experience Bonus) ✔ 25% increase in first month income ✔ Newbie-friendly – ​​Intuitive control panel with easy navigation. ✔ Support multiple currencies – BTC, ETH, USDT, ADA, BNB, etc. ✔ Daily income – Automatic compounding contracts, return principal and income every 24 hours. ✔ 24/7 support – A professional team is always ready to help you. ✔ Bank-grade security – Military-grade encryption to keep your investment safe. Real Success Stories Hashj has a 42% user reinvestment rate, proving its reliability. Berlin entrepreneur Markus Schneider turned a $7,000 investment into $25,000 in just 5 months using Hashj’s compounding strategy. The platform’s “VIP Institutional Program” attracts many high-net-worth clients, with single investments of more than $1 million and an estimated annualized return of 150%. The latest data shows that in the third quarter of 2025, 70% of registered users chose the BTC fixed-rate plan, with a daily return of 1.5%-2%. Sophia Laurent, a retired nurse from Montreal, shared: “I invested $30,000 in BTC mining and earned up to $585 a day, far more than traditional investments.” Easy Three Steps to Start Making Money Register – Get your $118 reward immediately (100 USD experience bonus + 18 USD cash) Choose a plan – 100 USD experience bonus to earn USD Passive profit – The profit will be automatically credited to your account when the contract expires More flexible mining packages: Join NovaHash now – the intersection of innovation and financial freedom!

Author: CryptoNews
DeFi Development Corp once again accumulates $2.72 million worth of SOL tokens

DeFi Development Corp once again accumulates $2.72 million worth of SOL tokens

PANews reported on July 3 that according to official news, DeFi Development Corp, a US-listed company, announced that it had increased its holdings by another 17,760 SOLs, equivalent to approximately

Author: PANews