DeFi

DeFi eliminates intermediaries by using smart contracts on blockchains to provide financial services like lending, borrowing, and trading. In 2026, the "DeFi 3.0" era is defined by Institutional DeFi and the integration of Real-World Assets (RWA). From liquidity provisioning on Uniswap to advanced lending on Aave, this tag tracks the evolution of autonomous financial systems, yield optimization, and the rise of AI-driven portfolio management in the decentralized economy.

69993 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
New Base network memecoin attracts crypto whales with trading bot

New Base network memecoin attracts crypto whales with trading bot

BlockSack has officially launched its crypto presale on the Base network, just as Coinbase rolls out its much-anticipated SocialFi application. #partnercontent

Author: Crypto.news
AI identifies ETH memecoin that could surpass DOGE’s $30b market cap and it’s not SHIB

AI identifies ETH memecoin that could surpass DOGE’s $30b market cap and it’s not SHIB

As memecoin giants Dogecoin and Shiba Inu lose momentum, Pepeto emerges with real infrastructure, ultra-low entry price, and fast-growing community buzz for 2025’s next big run. #sponsored

Author: Crypto.news
Ethereum gas fees explained: the complete guide for beginners

Ethereum gas fees explained: the complete guide for beginners

Known for its strong smart contracts and decentralized apps (dApps), Ethereum is the second-largest blockchain by market capitalization. However, if you have ever transacted on Ethereum (ETH), you have likely encountered gas costs, which can be perplexing, annoying, and even…

Author: Crypto.news
MetaMask Plans USD Stablecoin Launch with Stripe Partnership, Governance Proposal Reveals

MetaMask Plans USD Stablecoin Launch with Stripe Partnership, Governance Proposal Reveals

A governance proposal circulating within MetaMask’s community reveals plans to launch “MetaMask USD” (mmUSD) through a partnership with Stripe’s payment infrastructure, potentially creating a direct competitor to established stablecoins like USDC and USDT. The proposal outlines building mmUSD on the M⁰ network for decentralized issuance and settlement, with Stripe serving as the issuing partner to provide regulatory clarity and trusted fiat backing. Source: Aggr News MetaMask Leverages 30M User Base to Challenge USDC Dominance MetaMask serves over 30 million monthly active users globally through one of the most widely used non-custodial wallets in Web3. The proposed mmUSD would function as a base currency throughout MetaMask’s ecosystem while integrating with DeFi protocols like Aave for lending, borrowing, and yield opportunities. The stablecoin initiative follows MetaMask’s recent card launch in partnership with Baanx and Mastercard, enabling users to spend crypto directly from self-custody wallets without surrendering control to banks or exchanges. Neither MetaMask nor Stripe has officially confirmed the development, leaving key details about reserve models and regulatory compliance unaddressed. In fact, the initial governance post has been made private. The proposal aligns with an industry-wide stablecoin rush following the GENIUS Act passage, which established a federal regulatory framework for stablecoin issuance. The legislation sparked interest from major corporations, including Western Union, Interactive Brokers, and Remitly, all exploring stablecoin integration for payment modernization. Stablecoin Market Explodes as GENIUS Act Unlocks Corporate Interest The stablecoin sector has expanded rapidly to over $250 billion in market capitalization, with Ripple CEO Brad Garlinghouse projecting growth to $1-2 trillion within the next few years. The GENIUS Act, signed by President Trump in July , distinguishes stablecoins as payment tools rather than investment products while establishing clear regulatory guidelines. Western Union CEO Devin McGranahan announced pilot programs in South America and Africa to modernize global remittance operations through stablecoins. The company views stablecoins as opportunities to streamline cross-border transfers and improve currency conversion in underserved markets where global remittance fees average 6.6%. Interactive Brokers founder Thomas Peterffy has also confirmed the firm is exploring stablecoin launch options , potentially enabling real-time funding for brokerage accounts. The $110 billion market value company serves nearly 3.9 million customers and already supports crypto trading through partnerships with Paxos and Zero Hash. 📲 Payments processor @remitly will soon integrate stablecoins into its global network, aiming to speed up and reduce the cost of international money transfers. #Remitly #Stablecoins https://t.co/VCG75mundR — Cryptonews.com (@cryptonews) August 5, 2025 Most recently, Remitly launched beta testing for its multi-currency digital wallet supporting both fiat and stablecoins , with live deployment scheduled for September. The Seattle-based fintech added stablecoin payout options through Bridge, a Stripe-owned infrastructure provider, while integrating USDC into internal treasury operations. All these corporate adoptions come as Federal Reserve Governor Christopher Waller acknowledged the significance of stablecoins, noting that 99% of stablecoin market capitalization is linked to the US dollar. The federation believed that “stablecoins can keep the dollar the world’s reserve currency” by making it more accessible worldwide. Corporate Giants Defy New Regulations While Adoption Accelerates Coinbase and PayPal continue offering stablecoin yield programs despite the GENIUS Act provisions explicitly banning interest payments from stablecoin issuers. Both companies argue the restrictions don’t apply because they operate as intermediaries rather than direct issuers of the stablecoins they reward. 💵 @Coinbase and @PayPal are pushing forward with stablecoin yield programs, despite new US legislation banning such incentives for issuers. #Coinbase #PayPal https://t.co/F4bTmQbl6J — Cryptonews.com (@cryptonews) August 5, 2025 Coinbase CEO Brian Armstrong stated, “We are not the issuer,” while defending the company’s 4.1% APY rewards on USDC holdings. Though Coinbase co-developed USDC with Circle, it ceased formal issuing responsibilities in 2023, with Circle now serving as the sole issuer without offering direct yield. PayPal offers 3.7% annual returns on PYUSD holdings through both PayPal and Venmo platforms. While PYUSD bears PayPal’s name, technical issuance by third-party firm Paxos allows PayPal to claim exemption from GENIUS Act restrictions. Previously, Senator Elizabeth Warren warned that private stablecoin launches could create privacy invasions and systemic risks, predicting companies would “come begging for bailout when it inevitably blows up.” Despite criticism, global corporations, including Amazon, Walmart, JD.com, and Alipay , continue exploring stablecoin integration. The competitive stablecoin space has intensified with approximately 20 million addresses now transacting with stablecoins on public blockchains. MetaMask’s proposed entry would leverage its massive user base and Stripe’s compliance infrastructure to claim its share of the market.

Author: CryptoNews
Do you need real-name registration for holding cryptocurrency? The true boundaries of Hong Kong's stablecoin KYC obligations

Do you need real-name registration for holding cryptocurrency? The true boundaries of Hong Kong's stablecoin KYC obligations

Discussions about stablecoin regulation in Hong Kong have been heating up recently. Many interpretations have emerged online, suggesting that all stablecoin holders must undergo real-name verification (KYC), sparking widespread controversy.

Author: PANews
Liquidity becomes the decisive factor, will BTC peak in September?

Liquidity becomes the decisive factor, will BTC peak in September?

Author: arndxt Compiled by AididiaoJP, Foresight News Welcome to the age of hyper-speculative capitalism. Keep an eye on the M2 money supply in mid-September. In the current irrational economic environment,

Author: PANews
Celer Launches cBridge Support for Unichain, Enabling ETH Cross-Chain Bridging

Celer Launches cBridge Support for Unichain, Enabling ETH Cross-Chain Bridging

PANews reported on August 6 that Celer announced that its cBridge now supports Unichain. Users can use cBridge to quickly transfer ETH between Unichain and 12 blockchain ecosystems including Ethereum,

Author: PANews
Justin Sun confirms USDJ service discontinuation—deadline set for August 31

Justin Sun confirms USDJ service discontinuation—deadline set for August 31

Justin Sun’s first JST-stablecoin on the TRX ecosystem, USDJ, will formally end its services at the end of August. Here’s what we know so far about the permanent wind-down. In a recent post, the JUST DAO reminded holders to migrate…

Author: Crypto.news
$10m SEC settlement hits MyConstant founder over TerraUSD investment and misuse of funds

$10m SEC settlement hits MyConstant founder over TerraUSD investment and misuse of funds

The United States Securities and Exchange Commission has finalized a settlement with the founder of MyConstant, ordering him to pay over $10 million in penalties and restitution for misusing investor funds and making false claims about his platform’s crypto lending…

Author: Crypto.news
[LIVE] Crypto News Today: Latest Updates for August 06, 2025 – Crypto Market Sinks as Stagflation Fears Mount, BTC Falls to $113K, XRP Drops 4%

[LIVE] Crypto News Today: Latest Updates for August 06, 2025 – Crypto Market Sinks as Stagflation Fears Mount, BTC Falls to $113K, XRP Drops 4%

Crypto markets broadly retreated after weaker-than-expected U.S. ISM Non-Manufacturing PMI data heightened stagflation concerns. Bitcoin fell 0.76% to $113,000, while Ethereum dropped 2.43% below $3,600 on early Asian trading hours. XRP is trading at $2.92, 4% down in the past 24 hours. Riskier sectors saw steeper losses, SocialFi plunged 6.04%, NFTs slid 5.56%, and meme coins fell 5.17%. Toncoin, Pudgy Penguins, and Bonk were among the biggest losers. Despite the broader pullback, select assets like Mantle (+8.55%) and Pump.fun (+5.90%) defied the trend, showing sector-specific resilience. But what else is happening in crypto news today? Follow our up-to-date live coverage below.

Author: CryptoNews