Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14510 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Crypto’s $25B RWA Boom Faces Liquidity Paradox, Tristero Warns of Flash Crash Risk

Crypto’s $25B RWA Boom Faces Liquidity Paradox, Tristero Warns of Flash Crash Risk

TLDR: Tristero Research warns that tokenized real-world assets like loans and real estate create a hidden liquidity paradox. Illiquid assets wrapped in liquid tokens may fuel sudden sell-offs, risking contagion across crypto markets in minutes. The report compares tokenized credit risks to the 2008 subprime collapse but with blockchain speed amplifying volatility. Structured “RWA-squared” products [...] The post Crypto’s $25B RWA Boom Faces Liquidity Paradox, Tristero Warns of Flash Crash Risk appeared first on Blockonomi.

Author: Blockonomi
What traders need to know in 2025

What traders need to know in 2025

The post What traders need to know in 2025 appeared on BitcoinEthereumNews.com. Overview of tax regulations in India For the financial year 2024-2025, Indian tax law treats cryptocurrencies as virtual digital assets (VDAs) under the Income Tax Act, 1961. Section 2(47A) spells out what that means: Any code, number, token or piece of information created through cryptography counts as a VDA. The only exception is money itself — Indian rupees or any other country’s fiat currency. VDAs include cryptocurrencies like Bitcoin (BTC) and Ether (ETH), as well as non-fungible tokens (NFTs) and similar digital tokens. While it is legal to buy, sell and hold VDAs, they are not recognized as valid payment methods.  In other words, crypto operates in a legally ambiguous space in India in 2025. It is permitted but closely monitored for taxation and anti-money laundering (AML) purposes. Several agencies in India oversee crypto transactions. The Income Tax Department enforces tax compliance, guided by the Central Board of Direct Taxes (CBDT) under the Ministry of Finance, which sets tax policies.  Meanwhile, the Financial Intelligence Unit (FIU-IND) ensures platforms meet AML standards, while the Reserve Bank of India (RBI) and the Securities and Exchange Board of India (SEBI) shape broader regulatory policies.  These bodies work together to oversee crypto taxation in the country. The Income Tax (No. 2) Bill, 2025, received presidential assent on Aug. 22, 2025, thereby replacing the Income Tax Act, 1961. Taxable events for crypto traders in India India places crypto transactions under a specific tax framework, with a flat 30% tax on gains from transfers and a 1% tax deducted at source (TDS) applied to all transfers, whether profitable or not. A taxable event in crypto is any activity that creates a tax liability under Indian law. This includes transactions that produce income, gains or measurable benefits in fiat money. If you trade or invest, knowing what…

Author: BitcoinEthereumNews
South Korea Imposes Tough Crypto Lending Rules

South Korea Imposes Tough Crypto Lending Rules

The post South Korea Imposes Tough Crypto Lending Rules appeared on BitcoinEthereumNews.com. South Korea is instituting stringent regulations for cryptocurrency lending, aimed at addressing financial risks in the digital currency market. The Financial Services Commission (FSC) unveiled guidelines to manage credit services by centralized crypto exchanges, imposing a 20% cap on interest rates and banning leverage beyond collateral value. Continue Reading:South Korea Imposes Tough Crypto Lending Rules Source: https://en.bitcoinhaber.net/south-korea-imposes-tough-crypto-lending-rules

Author: BitcoinEthereumNews
High-Value Traders Are Choosing Viral DeFi Altcoin Over Shiba Inu (SHIB)

High-Value Traders Are Choosing Viral DeFi Altcoin Over Shiba Inu (SHIB)

Big money investors have lately been avoiding Shiba Inu (SHIB). This comes as a new player, Mutuum Finance (MUTM) enters the market. The ERC-20 crypto continues with its presale phase, currently in the 6th round. Investors exceeding 16040 have bought the token which has in turn seen the raised figure exceed $15.4 million.  With 2025 […]

Author: Cryptopolitan
South Korea caps crypto lending at 20% interest, bans leveraged loans

South Korea caps crypto lending at 20% interest, bans leveraged loans

The new rules come from South Korea's new guideline on crypto lending services for local exchanges, aiming to protect investors.

Author: Coinstats
Exploring Blockchain and AI in Business

Exploring Blockchain and AI in Business

The post Exploring Blockchain and AI in Business appeared on BitcoinEthereumNews.com. CATCH Forum Zürich CATCH Forum 2025 Zug Location: SHED Zug, Dammstrasse 16, SwitzerlandDate: Mon, Sep 22 – Mon, Sep 22, 2025Time: 07:00 PM – 11:00 PM (UTC+02:00) Central European Summer TimeEvent Type: Blockchain ConferenceOfficial Website: https://luma.com/CATCHForumZG Event Overview Hosted at SHED Zug and co-organized by The Hashgraph Association in partnership with Trust Square, the CATCH Forum (Corporate Adoption of Tech) is a high-impact evening dedicated to exploring how blockchain and AI are transforming the corporate landscape. This exclusive gathering brings together senior executives, innovators, and decision-makers to exchange insights, strategies, and real-world applications of blockchain and other emerging technologies across enterprise sectors. Attendees can expect thought-provoking talks, expert panel discussions, and curated networking opportunities with professionals driving digital innovation within their organizations. The CATCH Forum is tailored for corporate leaders, technology strategists, and blockchain advocates seeking to understand how these technologies unlock new levels of efficiency, transparency, and trust. By blending forward-looking perspectives with practical case studies, the event highlights how blockchain and AI are redefining the way businesses operate. Why Attend? Gain insights from senior executives and decision-makers driving digital innovation. Participate in expert panel discussions and thought-provoking talks. Explore real-world applications of blockchain and AI technologies. Network with industry leaders and technology strategists. Key Highlights Speakers: Kamal Youssefi, Ralf Glabischnig, Christophe Makni, Ravi De Silva, Lina Hares, Rahul Chillar, a mix of industry leaders from The Hashgraph Association, Google DeepMind, Siemens, and others. Sessions: Keynotes, panel discussions, and networking sessions. Topics Covered: Blockchain and AI in corporate adoption, automation of compliance, AI in corporate software engineering, and strategies for large-scale tech adoption. Special Features: Curated networking opportunities and closing drinks for relationship building. FAQs What is CATCH Forum 2025 Zug?The CATCH Forum is an event focused on corporate adoption of technology, specifically blockchain and AI. When and where…

Author: BitcoinEthereumNews
Polymarket Takes $600K in Bets on Thursday Night Opener

Polymarket Takes $600K in Bets on Thursday Night Opener

The post Polymarket Takes $600K in Bets on Thursday Night Opener appeared on BitcoinEthereumNews.com. The National Football League (NFL) season begins Thursday night and bettors are rushing to crypto-based prediction market Polymarket to place their early-season slips. Already, more than $600,000 has been wagered on the opener between the Philadelphia Eagles and Dallas Cowboys, a sum that eclipses the roughly £150,000 ($201,000) taken in by Europe’s largest betting exchange, Betfair. It’s still little more than a rounding error on the $100 million or more in wagering generally seen on individual football games via traditional channels. From Politics to Pigskin Polymarket founder Shayne Coplan said Wednesday that the company had received the all-clear from the U.S. Commodity Futures Trading Commission (CFTC), granting it the ability to operate across all 50 states, including those like Texas where traditional sports betting is prohibited. The regulatory breakthrough followed a widely seen social media marketing campaign that teased, “Legal football trading is coming to ALL 50 states this fall.” The timing couldn’t be more critical. According to Dune Analytics, Polymarket’s volumes have slumped in 2025, falling from a $2 billion record high in November during the U.S. election frenzy to just $664 million in August. Polymarket volumes (Dune) While expected, the drop illustrates Polymarket’s dependence on political cycles. During the election, the platform became a media barometer, with markets often cited alongside traditional polls to track candidate performance. After the votes were counted, volumes cooled and attention shifted to novelty markets, sometimes controversially, such as wagers on whether Ukrainian President Volodymyr Zelenskyy would don a suit before July. A $107 Billion Market Beckons The pivot toward sports comes as sports betting remains a juggernaut industry, worth an estimated $107 billion in 2024. Early indicators suggest Polymarket could capture meaningful share: this year alone, users have wagered over $55 million on MLB World Series markets, hinting that NFL betting volumes…

Author: BitcoinEthereumNews
Analysts Highlight the Top Cryptos to Buy in September, ETH Has Done Its Job, BTC is Expensive But MUTM Is Favorite To Break $2 Level

Analysts Highlight the Top Cryptos to Buy in September, ETH Has Done Its Job, BTC is Expensive But MUTM Is Favorite To Break $2 Level

As September unfolds, analysts are scanning the crypto market for assets offering real utility and structured growth. Ethereum (ETH) has completed major objectives, BTC trades at elevated levels, and seasoned investors are now focusing on early-stage presales with clear adoption paths. Mutuum Finance (MUTM), currently priced at $0.035, has emerged as a leading contender. Its [...] The post Analysts Highlight the Top Cryptos to Buy in September, ETH Has Done Its Job, BTC is Expensive But MUTM Is Favorite To Break $2 Level appeared first on Blockonomi.

Author: Blockonomi
South Korea's financial regulators have issued guidelines for virtual asset lending services, prohibiting excessive leverage lending.

South Korea's financial regulators have issued guidelines for virtual asset lending services, prohibiting excessive leverage lending.

PANews reported on September 5th, according to Newsprime, that South Korea's financial regulators have issued their first guidelines for virtual asset lending services. Due to increased competition among exchanges and heightened investor risks, regulators have completely banned leveraged and cash lending, and set individual limits and fee caps to discourage practices similar to short selling. The Financial Services Commission (FSC) of South Korea announced on the 5th that it will implement the self-regulatory "Virtual Asset Lending Guidelines," developed by the Financial Supervisory Service and DAXA. The new guidelines focus on three key areas: service scope restrictions, user protection, and market stability. They explicitly prohibit excessive leveraged lending and Korean won cash lending, require exchanges to use their own assets to provide services, and prohibit third-party entrustment or indirect lending models. To strengthen user protection measures, first-time users must complete DAXA's online education and adaptability test. A lending limit of 30 to 70 million won (KRW) is set based on trading experience. Advance notification is required before any forced liquidation risk occurs, and margin calls are permitted. The annual handling fee rate cannot exceed 20%, and public disclosure of the current status of lending and liquidation cases for each currency is mandatory. Regarding market stabilization measures, lending targets are limited to the top 20 assets by market capitalization or listed on three or more Korean won exchanges. Trading warning instruments and currencies suspected of abnormal trading are excluded. Internal control mechanisms are also required to prevent market fluctuations caused by excessive concentration in specific currencies.

Author: PANews
South Korean Crypto Lending Rules: Crucial New Guidelines Strengthen User Protection

South Korean Crypto Lending Rules: Crucial New Guidelines Strengthen User Protection

BitcoinWorld South Korean Crypto Lending Rules: Crucial New Guidelines Strengthen User Protection Are you tracking the latest developments in the global crypto space? South Korea, a major player in the digital asset market, is once again making headlines with its new South Korean crypto lending rules. These crucial guidelines, issued by the Financial Services Commission (FSC), aim to bring much-needed stability and robust protection to virtual asset lending services. It’s a significant step that could reshape how digital assets are borrowed and lent in one of the world’s most dynamic crypto markets. Why Are Crucial South Korean Crypto Lending Rules Essential Now? The rapid growth of the cryptocurrency market has brought both innovation and challenges. Historically, a lack of clear regulatory frameworks for crypto lending has exposed users to significant risks, including the potential for substantial losses due to market volatility and over-leveraged positions. The FSC’s proactive approach with these South Korean crypto lending rules directly addresses these vulnerabilities, learning from past market turbulences where excessive leverage played a role in large-scale liquidations. The core objective is straightforward: to create a safer environment for investors and foster trust in virtual asset services. By setting clear boundaries, the regulator intends to prevent irresponsible lending practices that could destabilize the market or harm individual users. This move aligns South Korea with global efforts to establish more comprehensive oversight of the digital asset industry. Understanding the Core of South Korean Crypto Lending Rules: What’s Changing? The new framework introduces several pivotal changes that directly impact both Virtual Asset Service Providers (VASPs) and their users. Let’s break down the key restrictions and requirements: Curbing Excessive Leverage: A primary focus of the South Korean crypto lending rules is to prohibit loans that exceed the value of the collateral posted by the borrower. This directly tackles the issue of over-leveraged positions, aiming to reduce the risk of massive liquidations during market downturns. No Fiat-Denominated Loans: VASPs are now barred from offering loans that are repayable in the fiat value of the Korean won. This ensures that the lending activities remain within the virtual asset ecosystem, reducing direct links to traditional financial systems for this specific service. Lending from Own Assets: Under the new guidelines, VASPs must offer lending services using their own corporate assets. They are expressly prohibited from acting as intermediaries through partnerships or consignment arrangements with third parties. This enhances accountability and transparency. These measures are designed to ensure that lending activities are conducted responsibly and transparently, with VASPs bearing direct responsibility for the services they offer. Enhanced User Protection Under South Korean Crypto Lending Rules User protection is a cornerstone of these new regulations. The FSC has introduced several innovative requirements to safeguard borrowers, particularly those new to the complexities of crypto lending: Mandatory Education and Qualification: First-time borrowers are now required to complete an online educational course and pass a qualification test. This course is provided by the Digital Asset eXchange Alliance (DAXA), an industry self-regulatory body. This ensures users have a foundational understanding before engaging in lending. Individual Lending Limits: Similar to rules seen in traditional stock markets for short-selling, VASPs must set individual lending limits for each user. These limits are based on the user’s experience and trading history, promoting responsible borrowing habits. Pre-Liquidation Notifications: To prevent sudden shocks, providers are now mandated to notify users in advance of any potential for forced liquidation during the loan period. This gives borrowers a crucial opportunity to manage their positions. Eligible Asset Restrictions: The types of assets eligible for lending are also restricted. Only cryptocurrencies ranked within the top 20 by market capitalization or those listed on at least three won-denominated exchanges can be used. This focuses lending on more established and liquid assets. These provisions collectively aim to empower users with knowledge and provide them with timely warnings, significantly reducing the risks associated with crypto lending. Navigating the Future: Impact and Outlook for South Korean Crypto Lending Rules The introduction of these comprehensive South Korean crypto lending rules marks a pivotal moment for the country’s digital asset sector. While some VASPs may face initial operational adjustments and compliance costs, the long-term benefits are substantial. Enhanced user trust, greater market stability, and a clearer regulatory landscape are likely to attract more institutional participation and foster sustainable growth. These rules exemplify a global trend where regulators are actively seeking to balance innovation with investor protection. By learning from both traditional finance and past crypto market events, South Korea is setting a precedent for how a mature digital asset market can operate responsibly. It’s a clear signal that the era of unregulated, high-risk crypto lending is drawing to a close, paving the way for a more secure and transparent future. If you found this breakdown of South Korea’s new crypto lending regulations insightful, please share it with your network! Stay ahead of the curve by spreading awareness about these critical changes impacting the global crypto landscape. Frequently Asked Questions (FAQs) about South Korean Crypto Lending Rules What is the primary goal of the new South Korean crypto lending rules?The primary goal is to enhance user protection, curb excessive leverage, and bring stability to virtual asset lending services by setting clear regulatory guidelines. How do these rules protect first-time crypto borrowers?First-time borrowers must complete an online educational course and a qualification test provided by DAXA, ensuring they understand the risks and mechanics of crypto lending before participating. Can Virtual Asset Service Providers (VASPs) still partner with third parties for lending?No, under the new framework, VASPs are barred from acting as intermediaries through partnerships or consignment arrangements with third parties; they must use their own corporate assets for lending services. Which cryptocurrencies are eligible for lending under the new guidelines?Eligible assets are limited to those ranked within the top 20 by market capitalization or those listed on at least three won-denominated exchanges, focusing on more established and liquid assets. What happens if a user’s loan faces potential forced liquidation?Providers are required to notify users in advance of any potential for forced liquidation during the loan period, giving borrowers an opportunity to manage their positions. To learn more about the latest crypto market trends, explore our article on key developments shaping virtual asset institutional adoption. This post South Korean Crypto Lending Rules: Crucial New Guidelines Strengthen User Protection first appeared on BitcoinWorld and is written by Editorial Team

Author: Coinstats