Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14509 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
What If Tariffs And AI Meet Baby Boom?

What If Tariffs And AI Meet Baby Boom?

The post What If Tariffs And AI Meet Baby Boom? appeared on BitcoinEthereumNews.com. If The Heritage Foundation’s “Manhattan Project for Babies” works, what will the impact be on emerging business trends? getty The Heritage Foundation recently proposed a “Manhattan Project for Babies,” a sweeping set of pro-natalist incentives designed to boost U.S. birth rates. Whether such a project could succeed is doubtful. Fertility is at a historic low, childcare costs are soaring, and young adults have delayed starting families for financial and personal reasons. That uncertainty makes the “Manhattan Project for Babies” an unlikely solution, but it does highlight how demographics, trade policy, and technology collide to create emerging business trends that companies can’t afford to ignore. What interests me about this proposal is the contradictions it exposes. The push for bigger families while tariffs drive up the cost of everyday goods. The worry about the next generation’s prospects while AI steadily erodes entry-level jobs. These kinds of conflicting ideas—whether born of enthusiasm, short-term thinking, or the absence of a core organizing theory—risk canceling one another out and producing unintended consequences. That tension is worth exploring. What if the push did succeed, and the U.S. experienced a surge of births in the next decade? How would that demographic shock collide with tariffs that make consumer goods more expensive, while at the same time AI is reshaping the workforce? The answers don’t form a neat forecast, but they do reveal an interconnected set of pressures and opportunities, and suggest emerging business trends that could benefit from our attention now. Family Economics: When Tariffs Meet Strollers and Diapers A baby boom would create new demand for cribs, diapers, strollers, and car seats. Yet tariffs on imported steel, plastics, and textiles, all of which feed directly into these products, are driving costs higher. This is a contradiction in plain sight: policies encouraging family growth running headlong…

Author: BitcoinEthereumNews
ChatGPT Predicts Ripple’s (XRP) Rally to $4 in September, But This $0.035 Altcoin Could Skyrocket to $1 in 2025

ChatGPT Predicts Ripple’s (XRP) Rally to $4 in September, But This $0.035 Altcoin Could Skyrocket to $1 in 2025

Mutuum Finance (MUTM) is gaining the attention of investors in 2025, as predictions point to it hitting $1. This comes as XRP eyes a modest rally to $4. So far, the MUTM has raised more than $15.31 million and more than 16,000 holders have participated in the presale altogether. XRP Eyes $4 as Market Watchers […]

Author: Cryptopolitan
Arbitrum offers $40 million in token incentives to DeFi users

Arbitrum offers $40 million in token incentives to DeFi users

PANews reported on September 5th that Arbitrum launched its "DeFi Renaissance Incentive Program" on Wednesday, offering 80 million Arbitrum tokens worth $40 million to attract DeFi traders to its on-chain money market. The first phase of the program focuses on revolving lending strategies, a DeFi strategy in which traders leverage their assets by repeatedly borrowing against the same collateral to increase returns. Eligible lending markets and collateral assets cover all popular options for revolving lending strategies, including Pendle derivatives. The media stated that when the incentive plan was introduced, Arbitrum's token price had fallen 80% from its peak of $2.39 in 2024, and the token rewards could bring significant inflationary pressure to the already weak token.

Author: PANews
zkLink Integrates Aster AI to Power the Trustless Future of Web3

zkLink Integrates Aster AI to Power the Trustless Future of Web3

zkLink and Aster AI are merging zero-knowledge cryptography with autonomous agents to develop a scalable, secure, and trustless agent-powered Web3 ecosystem.

Author: Blockchainreporter
Wintermute Tells SEC: Keep Network Tokens Out of Securities Rules

Wintermute Tells SEC: Keep Network Tokens Out of Securities Rules

TLDR: Wintermute asked the SEC to clarify that dealers can self-custody tokenized securities and settle trades onchain with stablecoins. The firm urged regulators to confirm that liquidity providers in DeFi should not face mandatory dealer registration. It requested the SEC to exclude network tokens from securities classification, citing their dominance in crypto markets. Wintermute also [...] The post Wintermute Tells SEC: Keep Network Tokens Out of Securities Rules appeared first on Blockonomi.

Author: Blockonomi
DeFi TVL climbs 41% to a three-year high as Solana dApps lead in revenue

DeFi TVL climbs 41% to a three-year high as Solana dApps lead in revenue

The post DeFi TVL climbs 41% to a three-year high as Solana dApps lead in revenue appeared on BitcoinEthereumNews.com. DeFi TVL has jumped by 41% in Q3, surpassing  $160 billion. The move marks the first significant move since May 2022. Ethereum and Solana led the growth, with 50% and 30% respectively. The surge reflects a renewed confidence in decentralized finance, led by Ethereum and Solana. Ethereum TVL rose by 50% from $54 billion to $96.86 billion. Solana, on the other hand, realized a 10.5 % jump from $10 billion to $11.5 billion. Across decentralized applications, Solana continued to surpass L1 and L2 networks in revenue following a growing user engagement and on-chain activity. Ethereum hits $96.86 billion TVL as DeFi protocols see explosive gains The surge combines reinforcement from individual platforms, which saw record inflows. Aave, a DeFi lending protocol, grew by 58% from July and currently holds more than $41 billion in TVL. Lido experienced a 77% rise to nearly $39 billion, driven by an increased demand for liquid stacking derivatives. EigenLayer protocol  TVL value rose by 66% from July to more than $20 billion, mainly due to Ethereum’s surge in price.  🚨LATEST: @Solana dApps continue to surpass all L1 and L2 dApps in daily revenue. pic.twitter.com/3XUh0htuxW — SolanaFloor (@SolanaFloor) September 4, 2025 Mike Maloney, CEO and founder of Incyt, revealed that the biggest winners are the protocols that deliver decentralized products responsibly. He acknowledged Lido, EigenLayer, and Aave for taking the top points, noting that it is for a good reason since they are responsible and honest.  Rising crypto prices also fueled wider growth across the DeFi ecosystem. Ethereum reached its all-time high of $4,946 on August 24, up 82% since the start of July. Bitcoin reached its all-time high of $124,457 on August 14, with a 14% increase throughout the same period.   Doug ColKitt, an Initial contributor to Fogo, said that the surge showed two forces…

Author: BitcoinEthereumNews
Flare, EasyA, and XRPL Commons to Host $35K Hackathon at Harvard

Flare, EasyA, and XRPL Commons to Host $35K Hackathon at Harvard

The post Flare, EasyA, and XRPL Commons to Host $35K Hackathon at Harvard appeared on BitcoinEthereumNews.com. Participants will not only have the opportunity to win a prize pool of $35,000, but they will also have the opportunity to receive hands-on experience. The event will demonstrate how Flare’s interoperability protocols and XRP Ledger (XRPL) technologies can be used to power the next generation of decentralized finance, payments, and consumer applications. The cooperation between Flare and EasyA, the biggest Web3 education app in the world, is the foundation around which this hackathon is built. In collaboration with EasyA and XRPL Commons, Flare will be hosting a hackathon at Harvard University on September 20 and 21, 2025, which will last for a total of 36 hours. An event that will bring together 200 developers is a critical milestone in the process of expanding the XRPFi ecosystem. The event will demonstrate how Flare’s interoperability protocols and XRP Ledger (XRPL) technologies can be used to power the next generation of decentralized finance, payments, and consumer applications. Participants will not only have the opportunity to win a prize pool of $35,000, but they will also have the opportunity to receive hands-on experience in cross-chain programming, meet with mentors from the Flare and XRPL communities, and participate in specialized in-person workshops that are given by developers from both ecosystems. Event details To register for the event, please visit the following website: https://www.easya.io/events/easya-x-flare-harvard-hackathon. 🥇 PrizesTotal prize pool: $35,000$10,000 dedicated track from XRPL Commons 🗓️ DatesSeptember 20 – 21, 2025 ⌚️ TmeSat, 20 Sep 2025 09:30 – Sun, 21 Sep 2025 17:30 GMT-4 📍 LocationHarvard University Hackathon tracks Participants in the competition will compete over three different tracks: 1) Cross-Chain Finance & Real-World Assets (XRPFi) By integrating the asset issuance and liquidity of XRPL with Flare’s decentralized data and proofs, you can build the future of finance. Develop event-driven financial applications that are grounded in real-world…

Author: BitcoinEthereumNews
Lido launches GG Vault: automated DeFi yields

Lido launches GG Vault: automated DeFi yields

The post Lido launches GG Vault: automated DeFi yields appeared on BitcoinEthereumNews.com. On September 3, 2025, Lido activated GG Vault (GGV), a vault that automates the allocation of ETH, WETH, stETH, and wstETH across at least seven protocols (Uniswap, Aave, Euler, Balancer, Gearbox, Fluid, Morpho), centralizing everything in the new Earn tab and reducing the operational fragmentation of DeFi yield DeFi Yahoo Finance; Blockworks. In this context, the centralization of functions into a single entry point aims to streamline the user journey and reduce the manual steps that typically burden multi-protocol strategies. According to the data collected from our monitoring of official communications and initial press coverage, the launch was published on September 3, 2025, on stake.lido.fi and reported by industry outlets within the first 24 hours. In a quick test of the interface (access and navigation of the Earn tab), we verified the presence of the GG Vault entry and the listing of the declared assets. Industry analysts note that the initial integration with at least 7 protocols reflects a strategy aimed at offering “one-click” access to DeFi yields for light retail and institutional users. What is GG Vault and why is it relevant GG Vault is an automation platform that distributes users’ deposits across multiple protocols, with rebalancing and unified monitoring. The goal is to reduce repetitive steps and management time, while maintaining visibility on risks and performance from the same interface. That said, the added value lies in the ability to orchestrate multiple operational flows consistently, leaving the user with control and transparency over open positions. Main Features and Protocol Integrations Dynamic allocation: the algorithm distributes funds among protocols to balance yield and risk. Unified interface: deposits, reports, and withdrawals in a single dashboard. Passive strategies: periodic rebalancing and integration with staking and AMM pools or lending. Asset compatibility: support for ETH, WETH, stETH, and wstETH. Controls and limits:…

Author: BitcoinEthereumNews
Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK

Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK

The post Crypto Hacks Surge in August, $173M Lost in Exploits: CertiK appeared on BitcoinEthereumNews.com. Phishing attacks drove most losses, continuing a steady rise in monthly crypto incidents. Crypto hacks continued their upward trend in August, with approximately $173.2 million in total lost across exploits, up over 13% from July, according to security analytics firm CertiK. Phishing attacks alone accounted for roughly $101 million of the total, CertiK revealed earlier this week on X, formerly Twitter. A phishing attack refers to a type of social engineering scam when attackers impersonate trusted entities — often with disguised links or fake websites — to trick victims into revealing sensitive information, such as login credentials, credit card numbers, or other personal data. The largest incidents in August included a $91 million phishing scam and the $53 million BTC Turk exploit, which together represented around $144 million of the month’s total losses. By comparison, the month of July saw $153 million lost to hacks, while June’s total was around $111 million, showing a steady growth in monthly crypto thefts this summer. These figures reflect a concerning trend for the digital asset community, as attackers increasingly target both exchanges and individual users. The data suggests that while security measures have grown more sophisticated in some areas, basic attacks like phishing remain a threat. “This year alone, blockchain-based finance is on track to lose $4.5–5 billion to hacks, about 4% of all [digital] assets, and that’s before trillions in traditional assets start moving on-chain,” Mitchell Amador, CEO of Immunefi, told The Defiant in an email. “Social engineering in crypto is the most lucrative place in the history of mankind to do this kind of work.” Amador explained that this is the case because of large, organized groups running what he called “criminal tech startups,” whose only goal is to steal money. H1 Findings According to a separate report by CertiK from…

Author: BitcoinEthereumNews
XRP Price Prediction, Latest Solana News and Is This The Best Crypto Presale Of 2025?

XRP Price Prediction, Latest Solana News and Is This The Best Crypto Presale Of 2025?

The crypto world is a wild ride, isn’t it? As the dust settles around recent market shifts affecting giants like XRP and Solana, a new contender, Layer Brett, emerges with a bold vision. Could this be the best crypto presale of 2025, offering a unique blend of meme culture and serious Layer 2 utility, far […]

Author: Cryptopolitan