Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23915 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

GENIUS Act Fuels $18B in Stablecoin Supply Growth in Just One Month

The post GENIUS Act Fuels $18B in Stablecoin Supply Growth in Just One Month appeared on BitcoinEthereumNews.com. Global stablecoin supply is surging since the approval of GENIUS — led, perhaps surprisingly, by yield-bearing tokens. On July 18, President Donald Trump signed the GENIUS Act into law, establishing the first comprehensive federal framework to regulate stablecoins in the United States, and bringing long-awaited clarity to the growing market for U.S. dollar-pegged tokens. Since then, the market for stablecoins globally has shown a level of resilience and growth that even the most skeptical observers can’t easily dismiss, at least for now. Just weeks after being signed into law, the regulatory clarity around how stablecoins must be backed, audited, and supervised seemed to calm big institutions and everyday investors, pushing the stablecoin market cap up an additional $18 billion, from about $260 billion on July 18 to over $278 billion by Aug. 21, a nearly 7% jump in just over a month, per data from DefiLlama. Long-Awaited Clarity The GENIUS Act, shepherded through Congress by Senator Bill Hagerty (R-Tenn.) and passed with rare bipartisan consensus, mandates that all so-called payment stablecoins be backed one-to-one by low-risk assets — namely cash or U.S. Treasury bills — subject to monthly attestations by a Big Four auditor and ongoing Bank Secrecy Act obligations. It also creates a tiered oversight regime: issuers under $10 billion in market capitalization may operate under state supervision, but crossing that threshold triggers a mandatory shift to federal regulators, or a temporary halt in new coin issuance until the cap recedes below the limit. Supply Surge Led by Yield-Bearing Tokens Compared with the broader crypto market capitalization, which sits just below $4 trillion as of today, stablecoins have carved out a steadily growing niche, now accounting for roughly 6.8% of the total crypto market. Since the stablecoin legislation was signed into law on July 18, total stablecoin supply globally…

Author: BitcoinEthereumNews

2025/08/21

Lummis Fast-Tracks Crypto Market Structure Bill To Reach Trump’s Desk Before Thanksgiving

In a recent address, pro-crypto Senator Cynthia Lummis revealed her efforts to expedite the passage of a crucial piece of legislation known as the Market Structure Bill. This initiative follows the recent enactment of several significant laws, including the GENIUS Act, the CLARITY Act, and the Anti-CBDC bills, all aimed at shaping the future of digital assets in the United States. Keys Behind The Responsible Financial Innovation Act Since the House of Representatives passed these key crypto bills last month, the Senate Banking Committee has been crafting its version of a comprehensive regulatory framework for cryptocurrencies. Under the leadership of Chairman Tim Scott and alongside Senators Lummis, Bill Hagerty, and Bernie Moreno, the committee introduced the draft of the “Responsible Financial Innovation Act of 2025.” This piece of crypto legislation seeks to provide much-needed regulatory clarity, promote innovation, and address the significant risks often associated with the evolving digital asset landscape. Related Reading: Expert Touts Chainlink Advantage Over XRP In Institutional Adoption Race The Senate’s proposed framework builds on the foundation laid by the Clarity Act, which primarily aimed to empower the Commodity Futures Trading Commission (CFTC) and classify digital assets as commodities. In contrast, the Senate bill grants the Securities and Exchange Commission (SEC) primary regulatory oversight over what it terms “ancillary assets.” Notably, the bill specifies that these ancillary assets should not be classified as securities, and transactions involving them would not fall under federal securities laws, including the Securities Investor Protection Act of 1970. This comes on the heels of statements from SEC Chair Paul Atkins, who suggested that only a small number of tokens could be classified as securities, depending on how they are packaged and marketed. Crypto Legislation’s Thanksgiving Deadline The bill also takes a stance on combating illicit financial activities associated with digital assets. It mandates new regulations for anti-money laundering (AML) efforts and countering the financing of terrorism. The draft unveils that one of the most pressing challenges in developing a robust digital asset market is determining how traditional banks and financial institutions fit into this evolving ecosystem. Related Reading: Solana Is Not Dead? This Upper Boundary Retest Could Set The Stage For $268 An increasing number of banks such as Morgan Stanley, Citigroup, and Bank of America, are now considering the integration of crypto assets, particularly stablecoins, as a means to overcome traditional payment barriers. The proposed legislation aims to address this issue by explicitly allowing banks and financial holding companies to engage in a variety of digital asset activities, including custody and trading. During a recent conversation at the SALT conference in Jackson Hole, Wyoming, Senator Lummis expressed her confidence in the crypto bill’s momentum, stating, “We will have it on the President’s desk before Thanksgiving.” Featured image from DALL-E, chart from TradingView.com

Author: NewsBTC

2025/08/21

Crypto Lobbyists Resist Banking Industry’s GENIUS Stablecoin Law Proposal

In the wake of the recent passage of the GENIUS Act, a new law regulating stablecoins, tensions have emerged between traditional banking associations and cryptocurrency advocacy groups. While the US banking associations representing all fifty states have raised alarms about potential vulnerabilities in the law, two crypto organizations, the Blockchain Association and the Crypto Council, […]

Author: Bitcoinist

2025/08/21

A Pivotal Move For Crypto Stability

The post A Pivotal Move For Crypto Stability appeared on BitcoinEthereumNews.com. The world of digital assets is constantly evolving, and regulatory frameworks are catching up. A significant development is unfolding in Asia, where a groundbreaking South Korean stablecoin bill has just been proposed. This legislative effort aims to bring much-needed clarity and stability to the rapidly growing stablecoin market, impacting both domestic and international players. What Does the South Korean Stablecoin Bill Propose? South Korean lawmaker Kim Hyun-jung of the ruling Democratic Party has put forward the nation’s first comprehensive bill specifically targeting stablecoins. This isn’t just a minor tweak; it’s a foundational step towards formal oversight for value-stabilized digital assets. The core idea is to foster healthy market growth while robustly protecting consumers. Minimum Capital Requirement: Issuers would need to hold at least 5 billion won (approximately $3.6 million) in capital. This significant barrier aims to ensure only serious, well-capitalized entities can operate. Sound Business Plan: Companies must present a clear, viable business strategy to the authorities. Qualified Staff & Facilities: Issuers need to demonstrate they have the necessary human resources and infrastructure to manage stablecoin operations effectively. FSC Approval: Obtaining approval from the Financial Services Commission (FSC) would become mandatory, bringing stablecoin issuance under strict regulatory scrutiny. Foreign Stablecoin Registration: Even stablecoins issued abroad would be required to register with the FSC before they can be distributed within South Korea. This provision extends the bill’s reach beyond national borders. Why is This Regulation Crucial for Stablecoins? You might wonder, why now? The push for this South Korean stablecoin bill stems from a clear desire to prevent financial instability and safeguard investors. Stablecoins, designed to maintain a consistent value, are vital bridges between traditional finance and the volatile crypto world. However, without proper oversight, they can pose risks, as seen in past market events. This proposed legislation reflects a global…

Author: BitcoinEthereumNews

2025/08/21

Stablecoins Surge to $250B: Transforming Global Finance

The post Stablecoins Surge to $250B: Transforming Global Finance appeared on BitcoinEthereumNews.com. Peter Zhang Aug 19, 2025 15:47 Stablecoins have surged to a $250 billion market cap, revolutionizing global finance. Discover how they are redefining money through efficiency, stability, and programmability. The stablecoin market has experienced a remarkable surge, reaching a valuation of $250 billion, according to a recent report by Stellar (XLM). This growth has been significantly influenced by the enactment of the GENIUS Act, a U.S. law that provides clear definitions and standards for stablecoins, offering a regulatory framework that has propelled institutional involvement. The Mechanics of Stablecoins Stablecoins, such as Circle’s USDC, are typically backed 1:1 by fiat reserves, ensuring their value remains pegged to a specific currency. This backing allows users to redeem stablecoins for their fiat equivalent, offering a stable store of value and a means for international transactions. With the integration of decentralized finance (DeFi) protocols, stablecoins are also being used as yield-bearing assets. Stablecoins vs. Traditional Cash Financial Stability in Volatile Economies In regions plagued by high inflation, stablecoins offer a refuge by maintaining value against more stable currencies like the U.S. dollar. Platforms such as Stellar’s Disbursement Platform enable individuals to hold stablecoins, thus protecting their assets from local economic instability. Efficient Transactions Stablecoins facilitate near-instant settlements, reducing the time and cost associated with traditional banking systems like the Automated Clearing House (ACH). This efficiency is attracting interest from major financial institutions, including JPMorgan Chase, which is exploring blockchain technology for payment settlements. Cross-Border Payments Stablecoins are revolutionizing cross-border payments by providing a quicker and cheaper alternative to traditional methods. This has significant implications for remittances, enabling individuals to support family members and businesses abroad with minimal fees and delays. Programmability and Yield The evolving stablecoin landscape, often referred to as ‘Stablecoin 2.0,’ introduces programmable features…

Author: BitcoinEthereumNews

2025/08/21

Circle South Korea Investment: Unlocking New Crypto Horizons

Author: Coinstats

2025/08/21

‘Very few cryptocurrencies are securities:’ SEC Chair Paul Atkins

The post ‘Very few cryptocurrencies are securities:’ SEC Chair Paul Atkins appeared on BitcoinEthereumNews.com. SEC Chairman Paul Atkins recently clarified that only a very small number of cryptocurrencies qualify as securities. Summary SEC Chairman Paul Atkins has clarified that only a very small number of cryptocurrencies qualify as securities. The approach marks a significant shift from former Chair Gary Gensler’s stricter stance and anti-industry policies. During his speech at the Wyoming Blockchain Symposium 2025, U.S. Securities and Exchange Commission Chairman Paul Atkins commented on the classification of cryptocurrencies, saying most tokens are not securities. According to him, whether a cryptocurrency is considered a security depends on how it is “packaged and sold,” rather than its inherent characteristics. “Just the token itself is not necessarily a security, and probably not,” he said, “There are very few, in my view, tokens that are securities, but it depends on what’s the package around it and how that’s being sold.” Atkins’ remarks represent a significant shift from the approach adopted by former SEC Chair Gary Gensler, who classified the majority of crypto assets under U.S. securities law. Gensler’s stance led to widespread enforcement actions against the industry, creating a hostile regulatory environment. Since his appointment in April, Atkins has consistently stressed that the industry deserves regulatory clarity, adopting a more welcoming and non-hostile approach to regulations. His latest remarks also build on broader positive regulatory developments in recent months, including the formation of a new pro-industry initiative called “Project Crypto.” What is Project Crypto? Earlier in July, Atkins announced the launch of ‘Project Crypto’ by the SEC. The project aims to create clear rules for crypto distributions, custody, and trading, providing businesses with guidance on token offerings and overall operations. While final regulations are still being developed, Atkins said the SEC would consider using interpretative, exemptive, and other authorities to ensure that outdated rules do not stifle innovation.…

Author: BitcoinEthereumNews

2025/08/21

Trump’s World Liberty mints 9% of USD1 supply after Waller speech

                                                                               The Trump family DeFi project has minted $205 million USD1, pushing its treasury holdings and the stablecoin supply to record highs.                     The Trump family’s decentralized finance project, World Liberty Financial, has minted more than $200 million worth of its stablecoin hours after a speech by Federal Reserve Governor Christopher Waller praising stablecoins. World Liberty posted to X on Thursday that it minted $205 million worth of the platform’s stablecoin, USD1, for its treasury, boosting its supply to a record high of $2.4 billion in the token’s first significant increase since late April.Since it was launched in early April, the Trump family-backed stablecoin has become the world’s sixth-largest in terms of market capitalization, led by Tether’s $167 billion-strong Tether (USDT) with a 60% market share, followed by Circle Internet Group’s $67.4 billion USDC (USDC) with a 24% share.Read more

Author: Coinstats

2025/08/21